Making refined, objective and consistent decisions

To evaluate risks objectively and consistently, you need a multitude of business information and analyse it carefully. The D&B Failure Score makes risks visible and is based on the largest possible amount of company information. Its calculation guarantees objectivity and consistency and allows you to reduce your bad debt.

The D&B Failure Score is:

• a percentile score on a 1 to 100 scale, which positions a company relative to all other companies in the D&B database.
• a statistically derived and mathematically calculated score, unique to D&B, that predicts business failure.

Easy to interpret, the D&B Failure Score 1 indicates a good chance of a company being declared bankrupt, the D&B Failure Score 100 indicates a small chance.

The D&B Failure Score in  is calculated based on the following elements:

• General company data: e.g. number of employees, age of the company
• Financial data: e.g. profit- and loss figures, financial ratios
• Payment experiences: e.g. experiences from the D&B Trade Program, debt-collection files, protested bills, RSZ summons.

With the D&B Failure Score you can:

• make consistent credit decisions faster
• reduce your bad debt
• improve the consistency of your credit decisions

You can find the D&B Failure Score in the  domestic Business Information Reports: D&B Comprehensive Report, D&B Standard Report, D&B Compact Report, D&B A La Carte Report - section "D&B Evaluation", in D&B DecisionMaker - available across 9 European countries and in the European Business Information Reports.