Managing and analysing your entire customer portfolio from a higher, more strategic level

e-Ram allows you to manage your credit risk strategically – at the portfolio level. Using e-Ram you can unlock business value from within your existing customer base as well as enhance the quality of your new business acquisition process.

e-Ram is an Intranet-based, enterprise-wide risk management software solution that combines transaction risk management and decision support with robust portfolio analytics.

With e-Ram you can identify total company-wide risk exposure, review your account base from anywhere in the organisation, benchmark performance by location and consolidate critical business details to gain a more complete understanding of the potential risks and rewards associated with each customer - all from your company's Intranet. e-Ram provides a big picture view of your customer base, across all divisions and branches, functioning as both an operational and strategic tool for business growth. You benefit from being able to access and use the same centralised system across different operations, eliminating disparate decisions, processes and credit terms.

e-Ram combines your payment records and experiences with high quality, dynamic D&B information on risk scoring, payment and financial information, demographics, corporate family relationships and more. In particular, it uses the unique D-U-N-S^® Number identification system to demonstrate customer linkages to help you understand the total risk exposure across your organisation with any one business. So you can take a strategic approach to managing risk and ultimately change the way your company approaches risk management.